What the rules are changing, and what it means for your money
Short, practical write-ups on the rules affecting retail investors in South Africa — no legal jargon, no hype.
-
Zenith Kapivex review 2026: what changes and what stays the same
The FSCA keeps sharpening how crypto and investment services are offered to retail clients. Here's the plain version, and the dates that matter.
Read the note → -
Is Zenith Kapivex a scam? An honest look at the risks
A fair question deserves a straight answer — here's what verified regulation, risk and realistic expectations actually look like.
Read the note → -
Why your first deposit should be smaller than you think
The cheapest way to learn how a platform actually behaves is to give it very little to work with.
Read the note →
How to read the notes below
Written for people just starting out
Every note here assumes no background in markets. Where a technical term is unavoidable, it's explained the first time it appears, and where a rule differs by country, that's spelled out rather than glossed over.
What you won't find here
No price predictions and no signal-calling. A guaranteed return is the clearest warning sign in this industry, and we're not going to add to the noise.
How often we update these notes
Notes are revisited whenever the underlying rules change — new regulation, a new reporting requirement, a shift in how deposits are handled. The date on each note reflects when it was last checked, not when it was first written.
Suggest a topic
If there's a question these notes don't cover, send it through the contact page — recurring questions are usually what becomes the next note.