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Zenith KapivexZenith Kapivex
Notes

What the rules are changing, and what it means for your money

Short, practical write-ups on the rules affecting retail investors in South Africa — no legal jargon, no hype.

How to read the notes below

Written for people just starting out

Every note here assumes no background in markets. Where a technical term is unavoidable, it's explained the first time it appears, and where a rule differs by country, that's spelled out rather than glossed over.

What you won't find here

No price predictions and no signal-calling. A guaranteed return is the clearest warning sign in this industry, and we're not going to add to the noise.

How often we update these notes

Notes are revisited whenever the underlying rules change — new regulation, a new reporting requirement, a shift in how deposits are handled. The date on each note reflects when it was last checked, not when it was first written.

Suggest a topic

If there's a question these notes don't cover, send it through the contact page — recurring questions are usually what becomes the next note.